Improved integrity of agriculture-related enterprises in Dalian and farmer credit
Dalian in for get "keep contract heavy credit" title of agro-enterprise and farmers priority handle mortgage registration, and priority provides financing platform of based Shang, and open province precedent, implementation financial system innovation: keep contract heavy credit of agro-enterprise and farmers enjoy improve mortgage loan rate of offers policy, first enjoy mortgage loan rate offers policy who up hundred households.
recently, Dalian Bureau of industry and commerce, people's Bank of China Dalian Central subbranch, China Banking Regulatory Commission jointly promulgated the play Dalian supervision "Shou contract re-credit" brand value further opinions on agriculture-related loans to further enliven the intangible value of agriculture-related enterprises, credit, and increase the proportion of loans in support of "Agriculture".
views proposed: get national "keep contract heavy credit" Enterprise title of, can get increased 15%, that not over mortgage real value 65% of loan lines; get provincial "keep contract heavy credit" Enterprise title of, can get increased 10%, that not over mortgage real value 60% of loan lines; get city level "keep contract heavy credit" Enterprise title of, can get increased 8%, That does not exceed the value of the mortgage 58% loans obtained "Shou contract re-credit" title of farmers, can be added to 5%, which does not exceed the value of the mortgage 55% credit lines. Loan terms are generally set in two years, according to the "guaranteed profit" mode of operation, provide appropriate preferential interest rates to loans. Take in the credit amount "with continuing credit, loans, recycle" approach to lending.
early, Dalian City industry and Commerce Department has established 155 contract guide service, help agricultural enterprises and farmers to standardize contracts and mediate contract disputes, nurturing enterprises and farmers credit values. After the introduction of new policies, Dalian City industrial and commercial sectors will be made to financial institutions of agriculture-related enterprises and farmers credit recommendation its priority lending, line of credit, and other preferential policies.
good faith priceless benefits, promise punishment without virtue. According to Dalian City Bureau related sector introduced, the Council established has performance and trustworthy of exit, and Jin bit mechanism, only last year on revoked including agro-Enterprise zainei of national "keep contract heavy credit" Enterprise title 3 a, and provincial "keep contract heavy credit" Enterprise title 36 a, and city level "keep contract heavy credit" Enterprise title 276 a, Enterprise zhiqian enjoy of offers policy together canceled.